Distressed Asset Intelligence

The court files at 4am.
Your deal memo lands at 4:04.

AI agents crawl every bankruptcy filing, court docket, UCC lien, and auction record across every U.S. jurisdiction — surfacing trade claims, DIP lending, asset sales, and litigation finance opportunities before the market knows they exist.

12,400+
Filings crawled monthly
50 states
Every U.S. jurisdiction
<4min
Filing to alert
94%
Deals never publicly listed
The Mission

One person. An army of AI agents.
The returns of a $500M fund.

The best distressed investors generated 42% IRRs with 20 people and $92M. Distress.md gives you the same edge — sourcing, analysis, outreach, and monitoring — with AI agents doing the work that used to take an entire team.

01
The manual way
An analyst spends 3 hours/day on PACER, searching court-by-court, downloading PDFs, scanning dockets for new Ch. 7 and Ch. 11 filings across 94 federal courts.
Crawl Agents
18 AI agents monitor every federal and state court in real-time. New filing? You get a structured alert with debtor profile, asset summary, and creditor matrix in under 4 minutes.
02
The manual way
A bankruptcy attorney reads 300-page filing schedules, disclosure statements, and plan documents. Builds a deal memo over 2-3 days. Cost: $800/hr.
Analysis Agents
AI reads every filing, extracts claims, models recovery waterfalls, and generates a structured deal memo — valuation, risk factors, comparable cases, creditor map — in minutes.
03
The manual way
Cold-call claims agents, trustees, and debtor's counsel to get pricing on trade claims. Leave voicemails. Wait days. Miss the window.
Outreach Agents
AI voice agents call claims agents and trustees. AI email agents contact creditors and counsel. Automated outreach at scale — pricing intel, relationship building, and deal negotiation happening 24/7.
04
The manual way
Track 40+ active investments manually. Miss a motion deadline. Let a malpractice SOL expire. Lose millions because nobody was watching the docket at 11pm.
Monitor Agents
AI watches every docket entry, every motion, every deadline across your entire portfolio. SOL countdowns. Auction bid deadlines. Creditor committee votes. Nothing slips. Ever.
05
The manual way
Find out a company is distressed after it files. Compete with Apollo, Oaktree, and every other fund that saw the same WSJ headline you did.
Early Warning Agents
AI detects pre-distress signals weeks before filings — covenant breaches, rating downgrades, WARN Act layoffs, vendor payment delays, auditor going-concern notes. You're positioning while others are reading headlines.
06
The manual way
Pay $100K+/yr for Reorg, Debtwire, BankruptcyData, and PacerMonitor — and still do most of the work yourself. They give you data. Not deals.
One Platform
Replace your entire data stack with one AI-native platform that doesn't just show you filings — it finds the deal, scores it, reaches out, and tells you when to move. Intelligence, not information.
The Platform

Your deal pipeline,
powered by AI agents.

app.distress.md/pipeline
Trade Claim 18 min ago
Pinnacle Food Holdings
22 unsecured vendor claims · $6.8M face · D. Del. · Ch. 11 ● 8.7
DIP Opportunity 2h ago
Arcadia Therapeutics
12 patents · No DIP secured · $5M facility · S.D.N.Y. ● 9.1
363 Sale 4h ago
Coastal Retail Group
14 locations · $18M rev · Stalking horse: $8.2M · S.D. Tex. ● 7.4
Lit Finance 6h ago
Estate v. Former Counsel
Malpractice · K&E lead · $18M damages · SOL: 94 days ● 9.3
Early Warning 8h ago
NovaMed Holdings
Covenant breach + S&P downgrade to CCC · $240M debt · Healthcare
Pinnacle Food Holdings
Filing Type Ch. 11
Court D. Del.
Filed 18h ago
Total Claims $6.8M
Buy At 18-22¢
Est. Recovery 45-55¢
Bid Deadline Mar 14
AI Score 8.7 / 10
Recovery Waterfall
DIP
100%
Secured
95%
Senior
72%
Unsec.
38%
Equity
4%
Four Pillars of Alpha

Every way you extract value
from financial distress.

From pre-filing signals to post-petition litigation — one platform covers the entire distressed lifecycle.

Pillar I

Trade Claims

Buy vendor and creditor claims at deep discounts. AI monitors every Ch. 7 and Ch. 11 docket, identifies unsecured claims, and models recovery before claims agents publish pricing.

68%Avg. discount to face value
Pillar II

DIP Lending

Identify debtor-in-possession financing gaps before syndication. AI scores collateral quality, IP portfolios, cash burn, and management credibility on every active Chapter 11.

35%+Avg. IRR potential
Pillar III

Litigation Finance

Fund malpractice claims, avoidance actions, and estate causes of action with AI-scored expected recovery. SOL deadline tracking ensures you never miss a window.

2.7xAvg. recovery multiple
Pillar IV

363 Sales

Surface Section 363 asset sales — the fastest path to acquiring distressed businesses. Track stalking horse bids, auction dates, and competing bidders across every jurisdiction.

$8.2BAnnual 363 sale volume

See the filing
before it happens.

AI monitors covenant breaches, rating downgrades, mass layoffs, vendor payment delays, and key-person departures — flagging companies heading for distress weeks or months before they file.

NovaMed Holdings — S&P downgrade CCC, covenant breach on $240M revolver, CFO departed
2h ago
Apex Retail Corp — Missed vendor payments (14 filings), lease defaults in 3 states
5h ago
Meridian SaaS Inc — Moody's negative outlook, 40% workforce reduction announced
12h ago
Vertex Energy — Interest coverage ratio breach, auditor going concern note Q3
1d ago
BrightPath Education — Sector stress: 6 peers filed Ch. 11 in last 90 days
2d ago
Replace Your Stack

One platform. Four subscriptions eliminated.

Stop paying $100K+/yr for data.
Start paying for intelligence.
AI-native from day one. Not a database with a search bar bolted on.

Every signal. Every jurisdiction.

PACER (94 Federal Courts) UCC Filings (50 States) SEC EDGAR State Court Dockets Claims Agent Records DIP Financing Motions 363 Sale Motions Monthly Operating Reports Creditor Committee Filings Trustee Reports (UST) Tax Lien Registries County Recorder Offices Patent & IP (USPTO) FDIC Failed Banks SBA Default Records Commercial Auctions Rating Agency Actions Covenant Review Data SEC 8-K/10-K Filings WARN Act Notices
Early Access

While they read the headline,
you own the claim.

Join distressed debt managers, special situations funds, and litigation finance firms already on the waitlist.